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Our Layaway Plans
Reserve what you love, pay at your pace, and take it home once it’s paid in full.
A Simple Way to Make the Right Purchase More Manageable
Layaway lets you reserve an item today and pay for it over time. Most plans run for three months and begin with a 30% deposit. There’s no interest and no rigid weekly or monthly payment schedule—make payments when it works for you, as long as the balance is paid by the plan’s due date.
While your plan is active, we keep the item safely in our store. You take the item home only after the balance is paid in full.
Available In Store Only
Visit Fancy Jewelry & Loan in Lawndale to choose your item and open a layaway plan. Layaway is not available for online checkout.
Why Customers Choose Layaway
Get the item you want without paying the entire balance all at once.
0% Interest
No interest is added to your layaway balance.
Flexible Payments
No fixed weekly or monthly installments. Pay on your schedule within the plan term.
Typically 3 Months
Most layaway plans give you three months to pay the balance in full.
How Our Layaway Works
Four simple steps—our team will explain the complete terms before you begin.
1. Choose Your Item
Visit our Lawndale store and find the jewelry, watch, instrument, electronic, or other item you want.
2. Start Your Plan
Place the required deposit—typically 30%—and we’ll reserve the item for you.
3. Pay at Your Pace
Make payments when it works for you. Just complete the balance within the agreed term.
4. Take It Home
Once the item is paid in full, it’s yours to take home and enjoy.
Make Layaway Payments From Your Phone
Once you’ve started your layaway in store, you can make payments toward your balance with MobilePawn, without a trip for every payment. You can also view your layaways and receive reminders.
MobilePawn charges a $1.99 convenience fee per item when making payments through the app; this fee is charged by MobilePawn, not Fancy Jewelry & Loan. Your item stays in store until it is paid in full.
If Your Plans Change
We’ll help you understand the options available under your layaway terms.
Cancellation & Layaway Credit
Layaway payments are not refundable, and no cash refunds are issued. If you cancel during the layaway term, available layaway credit may be applied toward another item of similar value, subject to the plan terms.
Credit may no longer be available after the plan expires. Please ask our team to explain the complete terms before starting your layaway.
Browse Online, Then Visit Us In Store
You’re welcome to browse a selection of our current inventory online. If something catches your eye, visit or contact our Lawndale store to confirm availability and ask whether it can be placed on layaway.
Important: Layaway is available only in our physical store. It cannot be started, paid off, or completed through our online shop.
Quick Answers
Do you charge interest?
No. Our layaway plans have no interest.
Are there scheduled payments?
No. There are no required weekly or monthly installments, as long as the balance is paid by the agreed due date.
Can I take the item before it is fully paid?
No. We hold the item for you, and you take it home once the balance is paid in full.
Can I start a layaway online?
No. Layaway plans are opened in person at our Lawndale store.